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  1. RAFAJ, Oliver - SIRANOVÁ, Mária. De‐branching, Too‐much‐branching, and Cost of Debt of SMEs in Slovakia. - Registrovaný: Scopus. In European Financial Management : The Journal of the European Financial Management Association. - Oxford : Blackwell Publ. ISSN 1354-7798, 2023, vol. 29, no. 5, pp. 1576-1619. GACR 19‐19485S, VEGA 1/0774/19.
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