Digital & Sustainable Financial Literacy for Inclusive Social Development: Challenges, Innovations & Impact. International Scientific Conference on Economic and Social Development. Digital & Sustainable Financial Literacy for Inclusive Social Development: Challenges, Innovations & Impact : Book of Proceedings : 132nd esd Aveiro 2026. 1st Edition. Varazdin : Varazdin Development and Entrepreneurship Agency ; Aveiro : GOVCOPP - University of Aveiro, 2026. 165 s. ISBN 978-953-6125-41-8.