Political sciences, law, finance, economics and tourism. International multidisciplinary scientific conferences. Political sciences, law, finance, economics and tourism : SGEM International multidisciplinary scientific conferences on social sciences and arts : conference proceedings : 1-10 September 2014, Albena, Bulgaria. Volume II. Finance. 1. ed. Sofia : STEF92 Technology, 2014. 889 s. Available on Internet: <www.sgemsocial.org> ISBN 978-619-7105-26-1. ISSN 2367-5659.