1. Financial Literacy and SME Loan Repayments in South Africa During the COVID-19 Era”
:STHEMBISO MSOMI, Thabiso - NZAMA, Smangele. Financial Literacy and SME Loan Repayments in South Africa During the COVID-19 Era”. In Investment Management and Financial Innovations. - Sumy : LLC "Consulting Publishing Company "Business Perspectives", 2022. ISSN 1810-4967, 2022, vol. 19, no. 4, s. 113-121.