HLAWICZKA, Roman - THANH TUNG, Ho. Qualitative Changes in Commercial Banking in the Context of the Impact of the COVID-19 Pandemic. In Ekonomicko-manažérske spektrum. - Žilina : Žilinská univerzita v Žiline, 2024. ISSN 2585-7258, 2024, vol. 18, no. 1, pp. 102-120.