KARAS, Michal. The Hazard Model for European SMEs: Combining Accounting and Macroeconomic Variables. In Journal of Competitiveness : Scientific Journal from the Field of Management and Economics. - Zlín : Fakulta managementu a ekonomiky Univerzity Tomáše Bati ve Zlíně, 2022. ISSN 1804-1728, 2022, no. 3, pp. 76-92.